Terms & Conditions

About This Website

This website provides general information about the finance and credit assistance services offered by Affinity Asset Finance Pty Ltd. Nothing on this website constitutes a formal offer of credit, a quote, or personalised financial or credit advice — these are only provided once you've engaged us for credit assistance, at which point you'll receive a specific, written quote and the relevant disclosure documents.

Use of This Website

You agree to use this website only for lawful purposes, and in a way that doesn't infringe the rights of, or restrict or inhibit the use and enjoyment of this website by, anyone else. In particular, you agree not to:

• Use this website in any way that causes, or may cause, damage to the website or impairment of its availability
• Use this website to copy, store, host, transmit, or distribute any material that is unlawful, misleading, or harmful
• Attempt to gain unauthorised access to this website, the server on which it's hosted, or any server, computer, or database connected to it
• Use automated systems (bots, scrapers, or similar) to access or extract data from this website without our prior written consent

No Financial or Credit Advice

Any calculators, estimates, or examples on this website (including repayment estimates) are provided for general illustrative purposes only, based on the figures you enter. They don't take into account your personal financial situation, needs, or objectives, and don't constitute financial, credit, tax, or legal advice. Actual rates, fees, and repayments depend on lender assessment, loan structure, and your individual circumstances, and may differ from any estimate shown. You should seek your own independent advice before making any financial decision.

Our Credit Assistance Services

Our specific obligations as an Authorised Credit Representative, the services we provide, our fees, and our complaints process are set out in our Credit Guide, which forms a separate document to these Terms. If there's any inconsistency between these Terms and our Credit Guide in relation to our credit assistance services, the Credit Guide takes precedence.

Intellectual Property

Unless otherwise indicated, all content on this website — including text, graphics, logos, and images — is owned by or licensed to Affinity Asset Finance Pty Ltd and is protected by Australian copyright and trade mark law. You may view and print pages from this website for your own personal, non-commercial use, but you may not reproduce, republish, or distribute any content from this website without our prior written permission.

Third-Party Links

This website may contain links to third-party websites, including lenders we work with. These links are provided for convenience only. We don't control, and aren't responsible for, the content, accuracy, or privacy practices of any third-party website, and including a link doesn't imply our endorsement of it. Any dealings you have with a third party via a link from this website are solely between you and that third party.

Accuracy of Information

We try to keep the information on this website accurate and up to date, but we don't warrant or guarantee that it's complete, current, or error-free. Information about lenders, products, and rates may change without notice. To the extent permitted by law, we exclude all warranties, express or implied, in relation to the content of this website.

Limitation of Liability

To the maximum extent permitted by law, Affinity Asset Finance Pty Ltd excludes all liability for any loss or damage (whether direct, indirect, special, or consequential) arising from your use of, or inability to use, this website, or from any reliance placed on its content. Nothing in these Terms excludes, restricts, or modifies any consumer guarantee, right, or remedy under the Australian Consumer Law or any other law that can't lawfully be excluded.

Enquiries and Submissions

If you submit an enquiry or application through this website, you confirm that the information you provide is true and accurate to the best of your knowledge. How we collect, use, and store the personal information you submit is set out in our Privacy Policy.

Changes to These Terms

We may update these Terms from time to time to reflect changes in our services or legal obligations. The version published on this website at any given time applies, so please check back periodically. Continued use of this website after any changes means you accept the updated Terms.

Governing Law

Affinity Asset Finance Pty Ltd is registered in Victoria, Australia, and provides its services to clients across Australia. These Terms are governed by the laws of Victoria, Australia, and you submit to the non-exclusive jurisdiction of the courts of Victoria in relation to any dispute arising from these Terms or your use of this website.

Contact Us

If you have any questions about these Terms, please contact us at admin@affinityaf.com.au.